DISRUPTIVE MANAGEMENT SOLUTIONS S.R.L. provides these declarations for contractual purposes. They represent an agreement on your use of those websites sponsored by the firm and all content, products, and information available on them. If you do not accept or understand these terms, you may not use the websites.

This agreement was last updated on 19 May 2021. DISRUPTIVE MANAGEMENT SOLUTIONS S.R.L.  may change it from time-to-time; you should review this page regularly.

 I. Notice to Investors

 DISRUPTIVE MANAGEMENT SOLUTIONS S.R.L.  operates selectively in the financial services industry, often with or alongside licensed entities. It does not directly serve the consumer or retail market. In most of its activities, DISRUPTIVE MANAGEMENT SOLUTIONS S.R.L.  avoids contact with individual investors.

A. Non-Regulated Entity

DISRUPTIVE MANAGEMENT SOLUTIONS S.R.L.  is a business-to-business service provider whose activities may align with raising capital for funds and companies, through vehicles and deals we design, develop, and structure.

While DISRUPTIVE MANAGEMENT SOLUTIONS S.R.L.  often works in conjunction with regulated financial institutions, the firm itself is not licensed by US authorities, either at the national or state level. Representatives of the firm may hold professional credentials or licenses at the individual level.

Our work can focus on qualified offshore and non-US clients requiring intermediation services outside US jurisdictional requirements. Our strength lies in cross border, transnational and multilateral activity, responding to a global relationship network.

Elements of our work and associated legal structures could be licensed and/or regulated in certain geographies.

Within globally, DISRUPTIVE MANAGEMENT SOLUTIONS S.R.L.  operates as a consulting firm, engaging clients on a work-for-hire basis. We do not deploy resources as a securities broker, real-estate agent, legal counsel, or any other professional activity requiring federal or state licensing. We may partner with institutions who provide these services.

DISRUPTIVE MANAGEMENT SOLUTIONS S.R.L.  is registered as a privately-held company, operating under the laws of Romania. Its shares do not trade in the public market. Certain information about its beneficial owners may be available on request from qualified parties.

B. No Solicitation

 Nothing on this website should be construed as a solicitation, offer, or recommendation to buy or sell any investment or to engage in any securities transaction. Not all products and services described on this website are available in all jurisdictions.

Our activities may be associated with high-risk investments in public and private markets. Any information we provide must be balanced against that obtained from other parties.

The value of investments and the potential income derived from associated transactions may fluctuate. Depending on unpredictable market cycles and the nature of certain financial instruments, investors may not see a full return on their capital if they allocate to such opportunities.

We cannot guarantee or forecast with certainty the size of any return. Investors may experience declines in the value of their portfolio instruments. Past performance is not necessarily a guide to the future performance of an investment. Changes in foreign-exchange rates may cause the value of investments to increase or decrease, sometimes dramatically.

 Investors should always seek independent research and consult a licensed financial advisor in their home jurisdiction before making any decisions with their income or portfolio assets. Our commentaries are strictly designed to offer context; no writing published by DISRUPTIVE MANAGEMENT SOLUTIONS S.R.L.  provides assurance of theoretical, anticipated, or modeled return targets.

 II. Email Communication

DISRUPTIVE MANAGEMENT SOLUTIONS S.R.L.  relies heavily on email communication in its commercial activities.

 A. Private Intent

 All email messages sent by our domains are intended for the personal use of the recipient named in the address block of the communication.

If you are not the intended recipient of a message, any review, distribution, or copying of the message or attachments is strictly prohibited. If you have received an email communication in error, please notify the sender by return email and delete the message promptly.

B. Information Only

Electronic communication is for informational purposes only and should never be construed as a solicitation for a securities transaction or direct-investment opportunity. In many cases, an offering memorandum can only be dispatched through a licensed broker-dealer. Qualifications vary and may relate to jurisdictional requirements.

C. Not Secure and Unofficial

 Email transmissions cannot be guaranteed to be secure, error free, complete, or accurate. All information is subject to change without notice.

Confidential communication should always be sent through secure means. Routine email travels between multiple points to reach its destination and therefore is never a secure mechanism for transmitting highly sensitive information. Further information is available.

 Content should be considered unofficial, unless otherwise noted. Recipients are encouraged to verify and reconfirm any information they consider suspect, poorly aligned, or misleading. Official notices are always sent by registered post to a physical address, although copies may be sent by email or fax. In Romania and most other jurisdictions, electronic communication does not satisfy legal notification requirements.

 D. Compliance

Oversight Email correspondence could be monitored or retained by our compliance personnel. We may hire an outside vendor for this purpose.

 III. Privacy Policy

 Safekeeping your information is a primary responsibility.

 IV. Website Terms-of-Service

 This website has certain terms associated with its use. By accessing this website you are indicating that you understand these terms. You also agree to be legally bound by them.

A. Unauthorized Use

 You may not attempt to gain unauthorized access to the website, or computer systems or networks connected to the website, through hacking, password or data mining, or any other means to circumvent security procedures. You may not use bots, spiders, or intelligent agent software (or other methods) for any purpose other than accessing publicly posted portions of the website and then only as authorized by a license we may provide to you.

Unauthorized use of our website and systems is strictly prohibited. This may include, but is not limited to, unauthorized entry into DISRUPTIVE MANAGEMENT SOLUTIONS S.R.L. ‘ networks and systems or misuse of passwords. “Unauthorized use” includes use of the publicly available information for purposes which are not authorized by this agreement or otherwise inconsistent with terms set out in these declarations.

 B. Rights and Obligations

 At our sole discretion, DISRUPTIVE MANAGEMENT SOLUTIONS S.R.L.  retains the right to deny individual access to the website or any part of it at any time, with or without notice. You may not use the website in any manner that could damage, disable, overburden, or impair the website or any service we provide or interfere with another’s use of the website. Information presented on this site has been obtained from sources that we deem to be reliable. However, we cannot guarantee its accuracy. We have no responsibility to update or amend information after it is published.

We assume no responsibility whatsoever for any third-party link that may originate from our website or to which we may refer in material on our website.

DISRUPTIVE MANAGEMENT SOLUTIONS S.R.L.  reserves the right, without any notice requirement, to discontinue, change, or correct the information, materials, and descriptions on the website. We may also suspend or deny access to the website for scheduled or unscheduled maintenance, upgrades, improvements, or corrections.

 C. Disclaimer of Warranty

 DISRUPTIVE MANAGEMENT SOLUTIONS S.R.L.  disclaims all express and implied warranties, including merchantability, fitness for a particular purpose, security, title, and non-infringement. We do not assure that the information on this website will meet your needs or expectations; it may be insufficient for your specific requirements. This disclaimer has no limitations.

We do not warrant, guarantee, or make any representations whatsoever, express or implied, or assume any liability to you regarding (i) the use of or the results of access to the website or any delay or loss of or limit on access to the website, or (ii) system performance and effects on or damages to software and hardware in connection with any use of the website.

We shall not be liable for any harm caused by the transmission through the website of a computer virus, or other computer code or programming device that might be used to access, modify, delete, damage, corrupt, deactivate, disable, disrupt, or otherwise impede in any manner the operation of the website or any of your software, hardware, data, or property.

Except as otherwise required by law, we shall have no liability for losses caused by the negligence, actions, or failure to act of any third party, including, but not limited to, your internet access provider.

V. Copyright Notice

 All rights in the website are the exclusive property of DISRUPTIVE MANAGEMENT SOLUTIONS S.R.L. , except as otherwise stated. We may hire external agents to monitor the internet for copyright infringement and to enforce our intellectual property rights.

You may not modify, copy, distribute, transmit, display, reproduce, publish, license, frame, create derivative works from, transfer, or otherwise use any part of the website, except for the purposes expressly provided herein, without our prior written approval. If you download any information from the website, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such information.

 In the case of errant online publishing of our proprietary material, we may elect to enforce our rights through the use of a Digital Millennium Copyright Act claim sent to your internet host provider, or other appropriate legal mechanisms.

 You have a limited, personal, non-transferable, non-exclusive license to view and copy the publicly accessible information on this website for your non-commercial use. You are not permitted to resell or transfer any information obtained from this website to anyone else.

This license can be terminated by us at any time, at which time you must destroy all copies of the licensed materials. This license is conditioned on your continued adherence to all the terms of this agreement.